Workers Compensation Specialist

Robert E. Karsch, MD, FAAOS -  - Orthopaedic Surgeon

Premier Orthopaedics and Sports Medicine

Robert E. Karsch, MD, FAAOS

Orthopaedic Surgeon & Sports Medicine Specialist located in Tucker, GA

Dr. Karsch accepts workers' compensation cases and has office in Sandy Springs to serve patients in the greater Atlanta area. Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

Workers' Compensation Q & A

What is Workers' Compensation?

Worker's compensation (workman's comp) is a state-mandated insurance program that provides compensation to employees who have suffered job-related injuries and illnesses. In general, an employee with a work-related illness or injury can get workers' compensation benefits regardless of who was at fault. Workers' comp will cover hospital and medical expenses that are necessary towards treating your injury, but it also provides disability payments while you are unable to work. Though the federal government administers the worker’s compensation program, each state has its own laws regarding workers’ compensation. For the most accurate information, it is best to contact your state's workers' compensation office.

Does Workers' Compensation Cover Long-Term Problems and Illnesses?

Many workers receive compensation for injuries that are caused by overuse or misuse over a long period of time, not just accidents. For example, repetitive stress injuries or chronic problems may be compensated. You may also be eligible for compensation for some illnesses and diseases that are the result of work conditions. This can include heart conditions, lung disease, and stress-related digestive problems.

Can I Be Treated By My Own Doctor?

In some states, you have a right to see your own doctor if you make this request in writing before the injury occurs. Typically, injured workers are referred to a doctor recruited and paid for by their employers. Your doctor's report will have a big impact on the benefits you receive.

Are All Employees Covered By Workers' Compensation?

State laws vary and not all employers are required to have workers' compensation coverage. But an employer's responsibility to provide coverage will depend on how many employees work there, what type of business it is, and what type of work the employees are performing. Every state excludes certain types of workers. These exclusions vary but often include farm workers, domestic employees, and seasonal or casual workers.

Insurance Accepted

Please call the office for questions regarding billing and insurance. We accept most insurance plans that do not require a referral from a Primary Care Physician and will do our best to inform you of your co-pays, deductibles, and network participation. We do not accept any form of Medicaid or Tricare. We are pleased to offer CareCredit as a payment option.

Aetna
Ambetter
BCBS PPO
Beech Street
Blue Cross Blue Shield
CareCredit
Cigna
Coventry Health Care
First Health
GEHA
Guardian
Humana
Medicare
Multiplan PPO
PHCS
UMR